Aggiunge la garanzia Soddisfatti o rimborsati di 30 giorni su prezzi, homepage e Termini.

Riduce il rischio percepito all'acquisto (Light e Full) e chiama l'archivio replay in modo orientato all'utente, senza cambiare prezzi o logica dei piani.

Co-authored-by: Cursor <cursoragent@cursor.com>

backend/app/views/public/club_billing/profile.html.erb

@@ -21,6 +21,9 @@
       <%= hidden_field_tag :plan, plan_return if plan_return %>
       <%= hidden_field_tag :interval, params[:interval] if params[:interval].present? %>
       <%= render "shared/billing_profile_fields", record: @club %>
+      <% if plan_return %>
+        <%= render "shared/refund_guarantee", variant: "checkout" %>
+      <% end %>
       <%= submit_tag t("billing.profile.submit"), class: "btn btn-primary" %>
     <% end %>
   </div>

backend/app/views/public/clubs/billing.html.erb

@@ -21,6 +21,9 @@
       <%= render "shared/quoted_price_banner", quote: @quote, subscription: @subscription %>
     <% elsif MatchLiveTv.stripe_enabled? %>
       <%= render "shared/stripe_secure_payment" %>
+      <% if @subscription.blank? || @subscription.plan&.slug == "free" || !@subscription.active? %>
+        <%= render "shared/refund_guarantee", variant: "checkout" %>
+      <% end %>
     <% end %>
     <%= render "shared/pending_bank_transfer", order: @pending_transfer %>
     <% if MatchLiveTv.stripe_enabled? && @quote.blank? %>

backend/app/views/public/clubs/new.html.erb

@@ -26,6 +26,9 @@
         [t("club.new.plan_full"), "premium_full"]
       ], params[:plan] || "free") %>
       <p class="muted" style="margin:8px 0 16px"><%= t("club.new.plan_hint") %></p>
+      <% if params[:plan].presence_in(%w[premium_light premium_full]) %>
+        <%= render "shared/refund_guarantee", variant: "checkout" %>
+      <% end %>
       <%= submit_tag t("club.new.submit"), class: "btn btn-primary" %>
     <% end %>
   </div>

backend/app/views/public/pages/faq.html.erb

@@ -70,7 +70,24 @@
         <%= t("pages.faq.q8_answer") %>
       </p>
     </details>
+
+    <details class="faq-item" id="faq-garanzia" data-mltv-event="guarantee_faq_open">
+      <summary><%= t("pages.faq.q9_question") %></summary>
+      <p>
+        <%= raw t(
+          "pages.faq.q9_answer_html",
+          terms_link: link_to(t("pages.faq.q9_terms_link"), public_termini_path(anchor: "garanzia-rimborso"))
+        ) %>
+      </p>
+    </details>
   </div>
+  <script>
+    (function () {
+      if (location.hash !== "#faq-garanzia") return;
+      var item = document.getElementById("faq-garanzia");
+      if (item) item.open = true;
+    })();
+  </script>
 
   <p style="text-align:center;margin:40px 0">
     <%= link_to t("pages.faq.cta_signup"), public_signup_path, class: "btn btn-primary" %>

backend/app/views/public/pages/home.html.erb

@@ -101,6 +101,7 @@
     <%= image_tag "/home-piani-ecosistema.png?v=1", alt: t("home.plans_alt"), class: "plans-teaser-img", loading: "lazy" %>
   </div>
   <%= link_to t("home.plans_cta"), public_prezzi_path, class: "btn btn-primary" %>
+  <%= render "shared/refund_guarantee", variant: "cta" %>
 </section>
 
 <section class="section wrap seo-prose">

backend/app/views/public/pages/terms.html.erb

@@ -4,7 +4,7 @@
 
 <div class="wrap legal-doc">
   <h1><%= t("legal.terms.h1") %></h1>
-  <p class="legal-meta"><%= t("legal.terms.meta", date: legal_last_updated) %></p>
+  <p class="legal-meta"><%= t("legal.terms.meta", date: terms_last_updated) %></p>
 
   <section>
     <h2><%= t("legal.terms.s1_title") %></h2>
@@ -43,6 +43,21 @@
     <p><%= t("legal.terms.s3_p3") %></p>
   </section>
 
+  <section id="garanzia-rimborso">
+    <h2><%= t("legal.terms.s3b_title") %></h2>
+    <p><%= t("legal.terms.s3b_p1") %></p>
+    <p><%= t("legal.terms.s3b_p2") %></p>
+    <p>
+      <%= raw t(
+        "legal.terms.s3b_p3_html",
+        email_link: link_to(MatchLiveTv.support_email, "mailto:#{MatchLiveTv.support_email}")
+      ) %>
+    </p>
+    <p><%= t("legal.terms.s3b_p4") %></p>
+    <p><%= t("legal.terms.s3b_p5") %></p>
+    <p><%= t("legal.terms.s3b_p6") %></p>
+  </section>
+
   <section>
     <h2><%= t("legal.terms.s4_title") %></h2>
     <p><strong><%= t("legal.terms.s4_lead1") %></strong></p>