Mostra il piano attivo dopo il bonifico e allinea il flusso società.

Dopo la conferma admin la card restava su «Paga con bonifico»; la società parte da Free, l'owner è staff trasmissione e le mail non bloccano se manca SMTP.

Co-authored-by: Cursor <cursoragent@cursor.com>

backend/app/helpers/public/billing_helper.rb

@@ -11,6 +11,13 @@ module Public
       quote = club&.active_billing_quote
       if quote
         if quote.plan_slug == target_plan.slug
+          if current_paid_plan?(subscription, target_plan)
+            return {
+              kind: :current,
+              label: "#{I18n.t('billing.actions.current_plan')} — #{quote.price_label}"
+            }
+          end
+
           return { kind: :quoted, plan: target_plan, quote: quote, intervals: [quote.billing_interval] }
         end
 
@@ -19,6 +26,9 @@ module Public
 
       intervals = bank_transfer_intervals_for(target_plan)
       unless MatchLiveTv.stripe_enabled?
+        if current_paid_plan?(subscription, target_plan)
+          return { kind: :current, label: current_plan_label(target_plan, subscription) }
+        end
         if MatchLiveTv.bank_transfer_configured?
           return { kind: :bank_only, plan: target_plan, intervals: intervals }
         end
@@ -28,6 +38,9 @@ module Public
 
       stripe_intervals = Billing::Stripe::PriceCatalog.available_intervals(plan_slug: target_plan.slug)
       if stripe_intervals.empty?
+        if current_paid_plan?(subscription, target_plan)
+          return { kind: :current, label: current_plan_label(target_plan, subscription) }
+        end
         if MatchLiveTv.bank_transfer_configured?
           return { kind: :bank_only, plan: target_plan, intervals: intervals }
         end
@@ -54,6 +67,10 @@ module Public
         }
       end
 
+      if current_paid_plan?(subscription, target_plan)
+        return { kind: :current, label: current_plan_label(target_plan, subscription) }
+      end
+
       if current_slug == "free" || !stripe_subscription_active
         { kind: :checkout_options, plan: target_plan, intervals: stripe_intervals.presence || intervals, subscription: subscription }
       else
@@ -136,8 +153,21 @@ module Public
       return false unless MatchLiveTv.bank_transfer_configured?
       return false if quote && !quote.matches?(plan.slug, interval)
       return false if pending_transfer&.awaiting_payment?
+      return false if current_paid_plan?(club.subscription, plan)
 
       true
     end
+
+    def current_paid_plan?(subscription, target_plan)
+      return false unless subscription&.active? && subscription.premium?
+      return false if subscription.plan_change_pending?
+
+      subscription.plan.slug == target_plan.slug
+    end
+
+    def current_plan_label(target_plan, subscription)
+      interval = subscription&.billing_interval.presence || Billing::Stripe::PriceCatalog::DEFAULT_INTERVAL
+      "#{I18n.t('billing.actions.current_plan')} — #{Billing::Stripe::PriceCatalog.label(plan_slug: target_plan.slug, interval: interval)}"
+    end
   end
 end