diff --git a/backend/app/services/billing/request_bank_transfer.rb b/backend/app/services/billing/request_bank_transfer.rb
index c95deca..d9906d2 100644
--- a/backend/app/services/billing/request_bank_transfer.rb
+++ b/backend/app/services/billing/request_bank_transfer.rb
@@ -28,7 +28,6 @@ module Billing
       existing = @club.billing_transfer_orders.awaiting_payment.first
       if existing
         if existing.plan_slug == @plan_slug && existing.billing_interval == @interval && existing.amount_cents == amount_cents
-          MatchLiveTv.deliver_mail(BankTransferMailer.with(order: existing).instructions)
           return existing
         end
 
@@ -59,7 +58,8 @@ module Billing
         )
       end
 
-      MatchLiveTv.deliver_mail(BankTransferMailer.with(order: order).instructions)
+      # Le istruzioni (IBAN/causale) le manda a mano l'admin da /admin/billing.
+      Rails.logger.info("[BankTransfer] ordine #{order.reference_code} in attesa, nessuna mail istruzioni")
       order
     end
 
diff --git a/backend/spec/services/billing/request_bank_transfer_spec.rb b/backend/spec/services/billing/request_bank_transfer_spec.rb
index 0d500ca..a6fa2d2 100644
--- a/backend/spec/services/billing/request_bank_transfer_spec.rb
+++ b/backend/spec/services/billing/request_bank_transfer_spec.rb
@@ -26,11 +26,11 @@ RSpec.describe Billing::RequestBankTransfer do
     )
   end
 
-  it "crea l'ordine a listino e invia le istruzioni" do
+  it "crea l'ordine a listino senza inviare le istruzioni" do
     expect {
       described_class.call(club: club, user: user, plan_slug: "premium_light", interval: "yearly")
     }.to change { club.billing_transfer_orders.count }.by(1)
-     .and change { ActionMailer::Base.deliveries.size }.by(1)
+     .and change { ActionMailer::Base.deliveries.size }.by(0)
 
     order = club.billing_transfer_orders.last
     expect(order).to be_awaiting_payment
@@ -41,16 +41,14 @@ RSpec.describe Billing::RequestBankTransfer do
     expect(club.reload.subscription.plan.slug).to eq("free")
   end
 
-  it "crea comunque l'ordine se in produzione manca SMTP" do
-    allow(MatchLiveTv).to receive(:smtp_configured?).and_return(false)
-    allow(Rails).to receive(:env).and_return(ActiveSupport::StringInquirer.new("production"))
+  it "non reinvia istruzioni se l'ordine è già in attesa" do
+    first = described_class.call(club: club, user: user, plan_slug: "premium_light", interval: "yearly")
+    ActionMailer::Base.deliveries.clear
 
     expect {
-      described_class.call(club: club, user: user, plan_slug: "premium_light", interval: "yearly")
-    }.to change { club.billing_transfer_orders.count }.by(1)
-     .and change { ActionMailer::Base.deliveries.size }.by(0)
-
-    expect(club.billing_transfer_orders.last).to be_awaiting_payment
+      second = described_class.call(club: club, user: user, plan_slug: "premium_light", interval: "yearly")
+      expect(second.id).to eq(first.id)
+    }.not_to change { ActionMailer::Base.deliveries.size }
   end
 
   it "usa l'importo concordato se presente" do