Aggiunge pagamento con bonifico e importo concordato per società.

Il piano si attiva solo dopo la conferma admin; Stripe resta a listino se non c'è un prezzo commerciale.

Co-authored-by: Cursor <cursoragent@cursor.com>

backend/app/jobs/expire_ended_subscriptions_job.rb

@@ -6,12 +6,37 @@ class ExpireEndedSubscriptionsJob
     free_plan = Plan["free"]
 
     Subscription.where(cancel_at_period_end: true)
-                  .where("current_period_end <= ?", Time.current)
-                  .where.not(plan_id: free_plan.id)
-                  .find_each do |sub|
-      Billing::Stripe::FinalizeSubscription.call(club: sub.club)
+                .where("current_period_end <= ?", Time.current)
+                .where.not(plan_id: free_plan.id)
+                .where(admin_comped: false)
+                .find_each do |sub|
+      expire!(sub)
     rescue StandardError => e
       Rails.logger.warn("[ExpireEndedSubscriptions] club=#{sub.club_id} #{e.message}")
     end
   end
+
+  private
+
+  def expire!(sub)
+    if sub.stripe_subscription_id.present?
+      Billing::Stripe::FinalizeSubscription.call(club: sub.club)
+    else
+      Billing::AssignPlan.call(
+        club: sub.club,
+        plan_slug: "free",
+        status: "active",
+        stripe_attrs: {
+          stripe_subscription_id: nil,
+          stripe_schedule_id: nil,
+          current_period_start: nil,
+          current_period_end: nil,
+          cancel_at_period_end: false,
+          billing_interval: nil,
+          pending_plan_id: nil,
+          pending_billing_interval: nil
+        }
+      )
+    end
+  end
 end