Aggiunge pagamento con bonifico e importo concordato per società.

Il piano si attiva solo dopo la conferma admin; Stripe resta a listino se non c'è un prezzo commerciale.

Co-authored-by: Cursor <cursoragent@cursor.com>

backend/app/views/admin/billing/index.html.erb

@@ -18,6 +18,52 @@
         club: @filter_club,
         subscription: @filter_club.subscription,
         return_to: admin_billing_path(club_id: @filter_club.id) %>
+  <%= render "admin/clubs/quote_form",
+        club: @filter_club,
+        quote: @filter_club.active_billing_quote,
+        return_to: admin_billing_path(club_id: @filter_club.id) %>
+<% end %>
+
+<h2 style="margin-top:8px;font-size:1.15rem"><%= t("admin.billing.index.transfers_title") %></h2>
+<p style="color:#666;margin-bottom:16px"><%= t("admin.billing.index.transfers_description") %></p>
+
+<% if @pending_transfers.any? %>
+  <div class="billing-pending-list" style="margin-bottom:32px">
+    <% @pending_transfers.each do |order| %>
+      <article id="transfer-<%= order.id %>" class="billing-pending-card">
+        <header class="billing-pending-card__head">
+          <div>
+            <strong><%= order.club.name %></strong>
+            · <%= order.plan.name %>
+            · <%= t("admin.billing.index.kind_#{order.quoted? ? 'quote' : 'list'}") %>
+            · <strong><%= order.formatted_amount %></strong>
+            · <%= order.created_at.to_date.strftime("%d/%m/%Y") %>
+          </div>
+        </header>
+        <div class="billing-pending-card__body">
+          <p style="margin:0 0 12px">
+            <%= t("admin.billing.index.transfers_table.causal") %>:
+            <strong><%= order.payment_causal %></strong>
+          </p>
+          <%= form_with url: admin_billing_transfer_confirm_path(order),
+                method: :post, multipart: true, local: true, class: "billing-upload-form" do %>
+            <label class="billing-upload-form__label">
+              <%= t("admin.billing.index.pdf_optional") %>
+              <%= file_field_tag :pdf, accept: "application/pdf" %>
+            </label>
+            <%= submit_tag t("admin.billing.index.confirm_button"), class: "admin-btn admin-btn--primary" %>
+          <% end %>
+          <%= button_to t("admin.billing.index.cancel_button"),
+                admin_billing_transfer_cancel_path(order),
+                method: :post,
+                class: "admin-btn admin-btn--secondary",
+                form: { style: "margin-top:8px", data: { turbo_confirm: t("admin.billing.index.cancel_confirm") } } %>
+        </div>
+      </article>
+    <% end %>
+  </div>
+<% else %>
+  <p class="muted" style="margin-bottom:28px"><%= t("admin.billing.index.transfers_none") %></p>
 <% end %>
 
 <% if @pending_payments.any? %>

backend/app/views/admin/clubs/_quote_form.html.erb

@@ -0,0 +1,71 @@
+<%# locals: (club:, quote:, return_to: nil) %>
+<section class="admin-comped-card" style="margin-bottom:24px;padding:16px;border:1px solid #2e5a3c;border-radius:8px;background:#142018">
+  <h2 style="margin:0 0 8px;font-size:1.1rem"><%= t("admin.quote.title") %></h2>
+  <p style="color:#bbb;font-size:0.9rem;margin:0 0 14px">
+    <%= t("admin.quote.description") %>
+  </p>
+
+  <% if quote %>
+    <p style="margin:0 0 12px">
+      <%= raw t("admin.quote.active_html",
+            plan: quote.plan.name,
+            interval: t("admin.quote.interval_#{quote.billing_interval}"),
+            amount: quote.formatted_amount) %>
+      <% if quote.note.present? %>
+        <br><span style="color:#888;font-size:0.85rem"><%= t("admin.quote.note_label") %> <%= quote.note %></span>
+      <% end %>
+    </p>
+  <% else %>
+    <p style="margin:0 0 12px;color:#888"><%= t("admin.quote.none") %></p>
+  <% end %>
+
+  <%= form_with url: set_quote_admin_club_path(club), method: :post, local: true do %>
+    <%= hidden_field_tag :return_to, return_to if return_to.present? %>
+    <div style="display:flex;flex-wrap:wrap;gap:12px;align-items:flex-end">
+      <label style="display:flex;flex-direction:column;gap:4px;font-size:0.85rem">
+        <%= t("admin.quote.plan_label") %>
+        <%= select_tag :plan_slug,
+              options_for_select(
+                [["Premium Light", "premium_light"], ["Premium Full", "premium_full"]],
+                quote&.plan_slug
+              ),
+              required: true,
+              class: "admin-input" %>
+      </label>
+      <label style="display:flex;flex-direction:column;gap:4px;font-size:0.85rem">
+        <%= t("admin.quote.interval_label") %>
+        <%= select_tag :interval,
+              options_for_select(
+                [[t("admin.quote.interval_yearly"), "yearly"], [t("admin.quote.interval_monthly"), "monthly"]],
+                quote&.billing_interval || "yearly"
+              ),
+              required: true,
+              class: "admin-input" %>
+      </label>
+      <label style="display:flex;flex-direction:column;gap:4px;font-size:0.85rem">
+        <%= t("admin.quote.amount_label") %>
+        <%= text_field_tag :amount_euros,
+              quote ? format("%.2f", quote.amount_cents / 100.0) : nil,
+              placeholder: t("admin.quote.amount_placeholder"),
+              required: true,
+              class: "admin-input",
+              inputmode: "decimal" %>
+      </label>
+      <label style="display:flex;flex-direction:column;gap:4px;font-size:0.85rem;flex:1;min-width:200px">
+        <%= t("admin.quote.commercial_note_label") %>
+        <%= text_field_tag :note, quote&.note, class: "admin-input", style: "width:100%" %>
+      </label>
+      <%= submit_tag t("admin.quote.save_button"), class: "admin-btn admin-btn--primary" %>
+    </div>
+  <% end %>
+
+  <% if quote %>
+    <div style="margin-top:12px">
+      <%= button_to t("admin.quote.revoke_button"),
+            revoke_quote_admin_club_path(club, return_to: return_to),
+            method: :delete,
+            class: "admin-btn admin-btn--secondary",
+            form: { data: { turbo_confirm: t("admin.quote.revoke_confirm", club: club.name) } } %>
+    </div>
+  <% end %>
+</section>

backend/app/views/admin/clubs/index.html.erb

@@ -11,6 +11,7 @@
       <th><%= t("admin.clubs.index.table.teams") %></th>
       <th><%= t("admin.clubs.index.table.comped") %></th>
       <th><%= t("admin.clubs.index.table.stripe") %></th>
+      <th><%= t("admin.clubs.index.table.quote") %></th>
       <th></th>
     </tr>
   </thead>
@@ -30,6 +31,14 @@
           <% end %>
         </td>
         <td><%= sub&.stripe_subscription_id.present? ? t("admin.common.yes") : t("admin.common.dash") %></td>
+        <td>
+          <% quote = club.billing_quote %>
+          <% if quote %>
+            <%= quote.plan.name %> · <%= quote.formatted_amount %>
+          <% else %>
+            <%= t("admin.common.dash") %>
+          <% end %>
+        </td>
         <td>
           <%= link_to t("admin.clubs.index.manage"), admin_club_path(club) %>
           · <%= link_to t("admin.clubs.index.invoices"), admin_billing_path(club_id: club.id) %>

backend/app/views/admin/clubs/show.html.erb

@@ -9,6 +9,7 @@
 </p>
 
 <%= render "admin/clubs/comped_form", club: @club, subscription: @subscription, return_to: admin_club_path(@club) %>
+<%= render "admin/clubs/quote_form", club: @club, quote: @quote, return_to: admin_club_path(@club) %>
 
 <% cred = @club.youtube_credential %>
 <p style="margin-top:16px">

backend/app/views/billing/bank_transfer_mailer/instructions.html.erb

@@ -0,0 +1,25 @@
+<p><%= t("mailers.bank_transfer.instructions.hello") %></p>
+
+<p><%= raw t("mailers.bank_transfer.instructions.intro_html",
+      club: @club.billing_legal_name.presence || @club.name,
+      plan: @order.plan.name,
+      price: @order.price_label) %></p>
+
+<p><%= t("mailers.bank_transfer.instructions.not_active_yet") %></p>
+
+<p>
+  <strong><%= t("mailers.bank_transfer.instructions.iban_label") %></strong> <%= @iban %><br>
+  <strong><%= t("mailers.bank_transfer.instructions.holder_label") %></strong> <%= @holder %><br>
+  <% if @bank_name.present? %>
+    <strong><%= t("mailers.bank_transfer.instructions.bank_label") %></strong> <%= @bank_name %><br>
+  <% end %>
+  <% if @bic.present? %>
+    <strong><%= t("mailers.bank_transfer.instructions.bic_label") %></strong> <%= @bic %><br>
+  <% end %>
+  <strong><%= t("mailers.bank_transfer.instructions.amount_label") %></strong> <%= @order.formatted_amount %><br>
+  <strong><%= t("mailers.bank_transfer.instructions.causal_label") %></strong> <%= @order.payment_causal %>
+</p>
+
+<p><%= raw t("mailers.bank_transfer.instructions.proof_html", email: @proof_email) %></p>
+
+<p><%= t("mailers.bank_transfer.thanks") %><br><%= t("mailers.bank_transfer.signoff") %></p>

backend/app/views/billing/bank_transfer_mailer/instructions.text.erb

@@ -0,0 +1,20 @@
+<%= t("mailers.bank_transfer.instructions.hello") %>
+
+<%= t("mailers.bank_transfer.instructions.intro_text",
+      club: @club.billing_legal_name.presence || @club.name,
+      plan: @order.plan.name,
+      price: @order.price_label) %>
+
+<%= t("mailers.bank_transfer.instructions.not_active_yet") %>
+
+<%= t("mailers.bank_transfer.instructions.iban_label") %> <%= @iban %>
+<%= t("mailers.bank_transfer.instructions.holder_label") %> <%= @holder %>
+<% if @bank_name.present? %><%= t("mailers.bank_transfer.instructions.bank_label") %> <%= @bank_name %>
+<% end %><% if @bic.present? %><%= t("mailers.bank_transfer.instructions.bic_label") %> <%= @bic %>
+<% end %><%= t("mailers.bank_transfer.instructions.amount_label") %> <%= @order.formatted_amount %>
+<%= t("mailers.bank_transfer.instructions.causal_label") %> <%= @order.payment_causal %>
+
+<%= t("mailers.bank_transfer.instructions.proof_text", email: @proof_email) %>
+
+<%= t("mailers.bank_transfer.thanks") %>
+<%= t("mailers.bank_transfer.signoff") %>

backend/app/views/billing/bank_transfer_mailer/plan_activated.html.erb

@@ -0,0 +1,10 @@
+<p><%= t("mailers.bank_transfer.plan_activated.hello") %></p>
+
+<p><%= raw t("mailers.bank_transfer.plan_activated.body_html",
+      plan: @order.plan.name,
+      club: @club.billing_legal_name.presence || @club.name,
+      until_date: @subscription&.current_period_end ? l(@subscription.current_period_end.to_date, format: :long) : t("mailers.bank_transfer.plan_activated.period_fallback")) %></p>
+
+<p><%= t("mailers.bank_transfer.plan_activated.invoice_later") %></p>
+
+<p><%= t("mailers.bank_transfer.thanks") %><br><%= t("mailers.bank_transfer.signoff") %></p>

backend/app/views/billing/bank_transfer_mailer/plan_activated.text.erb

@@ -0,0 +1,11 @@
+<%= t("mailers.bank_transfer.plan_activated.hello") %>
+
+<%= t("mailers.bank_transfer.plan_activated.body_text",
+      plan: @order.plan.name,
+      club: @club.billing_legal_name.presence || @club.name,
+      until_date: @subscription&.current_period_end ? l(@subscription.current_period_end.to_date, format: :long) : t("mailers.bank_transfer.plan_activated.period_fallback")) %>
+
+<%= t("mailers.bank_transfer.plan_activated.invoice_later") %>
+
+<%= t("mailers.bank_transfer.thanks") %>
+<%= t("mailers.bank_transfer.signoff") %>

backend/app/views/billing/invoice_mailer/plan_activated_with_invoice.html.erb

@@ -0,0 +1,12 @@
+<p><%= t("mailers.invoice_activated.hello") %></p>
+
+<p><%= raw t("mailers.invoice_activated.body_html",
+      plan: @invoice.club.subscription&.plan&.name || @invoice.billing_payment&.plan_slug.to_s.humanize,
+      club: @club.billing_legal_name.presence || @club.name,
+      until_date: @invoice.club.subscription&.current_period_end ? l(@invoice.club.subscription.current_period_end.to_date, format: :long) : t("mailers.invoice_activated.period_fallback"),
+      number: @invoice.display_number,
+      amount: @invoice.formatted_amount) %></p>
+
+<p><%= raw t("mailers.invoice.also_html") %></p>
+
+<p><%= t("mailers.invoice.thanks") %><br><%= t("mailers.invoice.signoff") %></p>

backend/app/views/billing/invoice_mailer/plan_activated_with_invoice.text.erb

@@ -0,0 +1,13 @@
+<%= t("mailers.invoice_activated.hello") %>
+
+<%= t("mailers.invoice_activated.body_text",
+      plan: @invoice.club.subscription&.plan&.name || @invoice.billing_payment&.plan_slug.to_s.humanize,
+      club: @club.billing_legal_name.presence || @club.name,
+      until_date: @invoice.club.subscription&.current_period_end ? l(@invoice.club.subscription.current_period_end.to_date, format: :long) : t("mailers.invoice_activated.period_fallback"),
+      number: @invoice.display_number,
+      amount: @invoice.formatted_amount) %>
+
+<%= t("mailers.invoice.also_text") %>
+
+<%= t("mailers.invoice.thanks") %>
+<%= t("mailers.invoice.signoff") %>

backend/app/views/public/clubs/billing.html.erb

@@ -17,11 +17,19 @@
       </p>
     </div>
   <% else %>
-    <%= render "shared/stripe_secure_payment" %>
-    <% if MatchLiveTv.stripe_enabled? %>
+    <% if @quote %>
+      <%= render "shared/quoted_price_banner", quote: @quote %>
+    <% elsif MatchLiveTv.stripe_enabled? %>
+      <%= render "shared/stripe_secure_payment" %>
+    <% end %>
+    <%= render "shared/pending_bank_transfer", order: @pending_transfer %>
+    <% if MatchLiveTv.stripe_enabled? && @quote.blank? %>
       <%= render "shared/plan_change_info", subscription: @subscription %>
     <% end %>
     <%= render "shared/plan_cards", show_stripe_portal: false %>
+    <% if @subscription&.bank_transfer? %>
+      <p class="muted" style="margin-top:16px"><%= raw t("billing.bank_transfer.renewal_html") %></p>
+    <% end %>
     <%= render "shared/subscription_cancel", club: @club, subscription: @subscription %>
   <% end %>
 

backend/app/views/shared/_club_subscription_status.html.erb

@@ -33,4 +33,8 @@
       <% end %>
     <% end %>
   </p>
+<% elsif subscription&.bank_transfer? %>
+  <p style="color:#888;font-size:0.9rem;margin-top:0">
+    <%= raw t("billing.subscription_status.bank_transfer_until_html", date: l_local(subscription.current_period_end.to_date)) %>
+  </p>
 <% end %>

backend/app/views/shared/_pending_bank_transfer.html.erb

@@ -0,0 +1,15 @@
+<%# locals: (order:) %>
+<% return if order.blank? %>
+<div class="card" style="margin-top:16px;border-color:#3d3520;background:#1a1810">
+  <p style="margin:0 0 8px;color:#ddd">
+    <strong><%= t("billing.bank_transfer.pending_title") %></strong>
+    <%= raw t("billing.bank_transfer.pending_body_html",
+          plan: order.plan.name,
+          price: order.price_label,
+          causal: order.payment_causal) %>
+  </p>
+  <p style="margin:0;color:#aaa;font-size:0.9rem">
+    <%= raw t("billing.bank_transfer.pending_proof_html",
+          email_link: mail_to(MatchLiveTv.bank_transfer_proof_email, MatchLiveTv.bank_transfer_proof_email)) %>
+  </p>
+</div>

backend/app/views/shared/_plan_cards.html.erb

@@ -13,7 +13,8 @@
          target_plan: plan,
          stripe_subscription_active: stripe_subscription_active?(subscription),
          current_interval: current_interval,
-         subscription: subscription
+         subscription: subscription,
+         club: club
        ) : nil %>
     <% featured = plan.slug == "premium_full" %>
     <div class="plan-card<%= " plan-card--featured" if featured %>">
@@ -23,6 +24,13 @@
       <%= render "shared/plan_title", plan: plan %>
       <% if plan.slug == "free" %>
         <div class="plan-price">€0</div>
+      <% elsif billing_mode && club&.active_billing_quote&.plan_slug == plan.slug %>
+        <% quote = club.active_billing_quote %>
+        <div class="plan-price-block">
+          <div class="plan-price<%= " plan-price--featured" if featured %>"><%= quote.formatted_amount %></div>
+          <span class="plan-price-badge"><%= t("billing.bank_transfer.quoted_badge") %></span>
+          <p class="plan-price-equiv"><%= t("billing.bank_transfer.quoted_interval.#{quote.billing_interval}") %></p>
+        </div>
       <% else %>
         <% yearly = Billing::Stripe::PriceCatalog.label(plan_slug: plan.slug, interval: "yearly") %>
         <% monthly = Billing::Stripe::PriceCatalog.label(plan_slug: plan.slug, interval: "monthly") %>
@@ -63,12 +71,14 @@
       <% end %>
       <% if billing_mode %>
         <% action_kind = action[:kind] %>
+        <% quote = club&.active_billing_quote %>
+        <% pending_transfer = club&.pending_transfer_order %>
         <% if action_kind == :current %>
           <span class="btn btn-secondary" style="opacity:0.7"><%= action[:label] %></span>
         <% elsif action_kind == :none %>
-        <% elsif action_kind.in?(%i[contact disabled]) %>
+        <% elsif action_kind.in?(%i[contact disabled quoted_other]) %>
           <p class="plan-action-hint"><%= action[:label] %></p>
-        <% elsif action_kind == :checkout_options || action_kind == :change_options || action_kind == :interval_switch %>
+        <% elsif action_kind.in?(%i[checkout_options change_options interval_switch quoted bank_only]) %>
           <% if billing_profile_blocks_premium?(club) %>
             <p class="plan-action-hint" style="color:#e53935;margin-bottom:10px">
               <%= billing_profile_incomplete_message(club) %>
@@ -77,14 +87,33 @@
                   public_club_billing_profile_path(club, plan: plan.slug),
                   class: "btn btn-primary" %>
           <% else %>
-            <div class="plan-interval-actions">
-              <% plan_intervals_for_display(action[:intervals]).each do |interval| %>
-                <% btn_kind = action_kind == :checkout_options ? :checkout_options : action_kind %>
-                <%= link_to plan_interval_button_label(plan, interval, kind: btn_kind),
-                      plan_interval_checkout_path(club, plan, interval),
-                      class: plan_interval_button_class(interval) %>
+            <% unless action_kind.in?(%i[quoted bank_only]) %>
+              <div class="plan-interval-actions">
+                <% plan_intervals_for_display(action[:intervals]).each do |interval| %>
+                  <% btn_kind = action_kind == :checkout_options ? :checkout_options : action_kind %>
+                  <%= link_to plan_interval_button_label(plan, interval, kind: btn_kind),
+                        plan_interval_checkout_path(club, plan, interval),
+                        class: plan_interval_button_class(interval) %>
+                <% end %>
+              </div>
+            <% end %>
+            <% transfer_intervals = action_kind == :quoted ? action[:intervals] : (action[:intervals].presence || bank_transfer_intervals_for(plan)) %>
+            <% if MatchLiveTv.bank_transfer_configured? && transfer_intervals.any? %>
+              <% unless action_kind.in?(%i[quoted bank_only]) %>
+                <p class="plan-action-hint" style="margin:10px 0 6px"><%= t("billing.bank_transfer.or_label") %></p>
               <% end %>
-            </div>
+              <div class="plan-interval-actions">
+                <% plan_intervals_for_display(transfer_intervals).each do |interval| %>
+                  <% next unless show_bank_transfer_for?(club: club, plan: plan, interval: interval, quote: quote, pending_transfer: pending_transfer) %>
+                  <%= button_to t("billing.bank_transfer.pay_button_with_price", price: bank_transfer_price_label(plan, interval, quote: quote)),
+                        public_club_billing_bank_transfer_path(club, plan: plan.slug, interval: interval),
+                        method: :post,
+                        class: "btn btn-outline plan-interval-btn",
+                        form: { data: { turbo_confirm: t("billing.bank_transfer.hint") } } %>
+                <% end %>
+              </div>
+              <p class="plan-action-hint" style="margin-top:8px"><%= t("billing.bank_transfer.hint") %></p>
+            <% end %>
           <% end %>
         <% end %>
       <% elsif plan.slug == "free" %>

backend/app/views/shared/_quoted_price_banner.html.erb

@@ -0,0 +1,11 @@
+<%# locals: (quote:) %>
+<% return if quote.blank? %>
+<div class="card" style="margin-top:16px;border-color:#2e5a3c;background:#142018">
+  <p style="margin:0;color:#ddd">
+    <strong><%= t("billing.bank_transfer.quote_banner_title") %></strong>
+    <%= raw t("billing.bank_transfer.quote_banner_body_html", plan: quote.plan.name, price: quote.price_label) %>
+  </p>
+  <% if quote.note.present? %>
+    <p style="margin:8px 0 0;color:#aaa;font-size:0.9rem"><%= t("billing.bank_transfer.quote_note", note: quote.note) %></p>
+  <% end %>
+</div>

backend/app/views/shared/_subscription_cancel.html.erb

@@ -1,5 +1,5 @@
 <%# locals: (club:, subscription:) %>
-<% return unless subscription&.premium? && subscription.stripe_subscription_id.present? && MatchLiveTv.stripe_enabled? %>
+<% return unless subscription&.premium? && MatchLiveTv.stripe_enabled? && subscription.stripe_subscription_id.present? %>
 
 <section id="subscription-cancel" class="subscription-cancel" style="margin-top:24px;padding:16px;border:1px solid #333;border-radius:8px">
   <% if subscription.cancel_at_period_end? %>