Aggiunge pagamento con bonifico e importo concordato per società.

Il piano si attiva solo dopo la conferma admin; Stripe resta a listino se non c'è un prezzo commerciale.

Co-authored-by: Cursor <cursoragent@cursor.com>

backend/config/routes.rb

@@ -93,11 +93,15 @@ Rails.application.routes.draw do
     end
     get "billing", to: "billing#index", as: :billing
     post "billing/payments/:payment_id/attach_pdf", to: "billing#attach_pdf", as: :billing_payment_attach_pdf
+    post "billing/transfers/:id/confirm", to: "billing#confirm_transfer", as: :billing_transfer_confirm
+    post "billing/transfers/:id/cancel", to: "billing#cancel_transfer", as: :billing_transfer_cancel
     resources :teams, only: %i[show]
     resources :clubs, only: %i[index show] do
       member do
         post :grant_comped
         delete :revoke_comped
+        post :set_quote
+        delete :revoke_quote
       end
       resources :billing_invoices, only: %i[index new create edit update], controller: "billing_invoices"
       resources :club_recordings, only: %i[index update destroy], path: "replays", as: :recordings do
@@ -198,6 +202,7 @@ Rails.application.routes.draw do
     get "clubs/:id/billing/profile", to: "club_billing#profile", as: :club_billing_profile
     patch "clubs/:id/billing/profile", to: "club_billing#update_profile"
     post "clubs/:id/billing/cancel_subscription", to: "club_billing#cancel_subscription", as: :club_billing_cancel_subscription
+    post "clubs/:id/billing/bank_transfer", to: "club_billing#request_bank_transfer", as: :club_billing_bank_transfer
     get "clubs/:id/billing/invoices/:invoice_id", to: "club_billing#download_invoice", as: :club_billing_invoice
     get "clubs/:id/checkout", to: "clubs#checkout", as: :club_checkout
     post "clubs/:id/portal", to: "clubs#portal", as: :club_portal