Aggiunge pagamento con bonifico e importo concordato per società.

Il piano si attiva solo dopo la conferma admin; Stripe resta a listino se non c'è un prezzo commerciale.

Co-authored-by: Cursor <cursoragent@cursor.com>

backend/db/migrate/20260818220000_add_bank_transfer_billing.rb

@@ -0,0 +1,42 @@
+class AddBankTransferBilling < ActiveRecord::Migration[7.2]
+  def change
+    create_table :billing_club_quotes, id: :uuid do |t|
+      t.references :club, null: false, foreign_key: true, type: :uuid, index: false
+      t.string :plan_slug, null: false
+      t.string :billing_interval, null: false
+      t.integer :amount_cents, null: false
+      t.string :currency, null: false, default: "eur"
+      t.string :note
+      t.boolean :active, null: false, default: true
+      t.references :created_by_admin, foreign_key: { to_table: :admin_accounts }, type: :uuid
+      t.timestamps
+    end
+    add_index :billing_club_quotes, :club_id, unique: true, where: "active = TRUE",
+              name: "index_billing_club_quotes_active_club"
+
+    create_table :billing_transfer_orders, id: :uuid do |t|
+      t.references :club, null: false, foreign_key: true, type: :uuid
+      t.references :billing_club_quote, foreign_key: true, type: :uuid
+      t.references :billing_payment, foreign_key: true, type: :uuid
+      t.string :plan_slug, null: false
+      t.string :billing_interval, null: false
+      t.integer :amount_cents, null: false
+      t.string :currency, null: false, default: "eur"
+      t.string :kind, null: false
+      t.string :status, null: false, default: "awaiting_payment"
+      t.string :reference_code, null: false
+      t.references :requested_by_user, foreign_key: { to_table: :users }, type: :uuid
+      t.references :confirmed_by_admin, foreign_key: { to_table: :admin_accounts }, type: :uuid
+      t.datetime :confirmed_at
+      t.datetime :cancelled_at
+      t.timestamps
+    end
+    add_index :billing_transfer_orders, :reference_code, unique: true
+    add_index :billing_transfer_orders, :status
+    add_index :billing_transfer_orders, :club_id, unique: true, where: "status = 'awaiting_payment'",
+              name: "index_billing_transfer_orders_awaiting_club"
+
+    add_column :billing_payments, :provider, :string, null: false, default: "stripe"
+    add_index :billing_payments, :provider
+  end
+end

backend/db/schema.rb

@@ -10,7 +10,7 @@
 #
 # It's strongly recommended that you check this file into your version control system.
 
-ActiveRecord::Schema[7.2].define(version: 2026_08_13_184100) do
+ActiveRecord::Schema[7.2].define(version: 2026_08_18_220000) do
   # These are extensions that must be enabled in order to support this database
   enable_extension "pgcrypto"
   enable_extension "plpgsql"
@@ -51,6 +51,21 @@ ActiveRecord::Schema[7.2].define(version: 2026_08_13_184100) do
     t.index ["username"], name: "index_admin_accounts_on_username", unique: true
   end
 
+  create_table "billing_club_quotes", id: :uuid, default: -> { "gen_random_uuid()" }, force: :cascade do |t|
+    t.uuid "club_id", null: false
+    t.string "plan_slug", null: false
+    t.string "billing_interval", null: false
+    t.integer "amount_cents", null: false
+    t.string "currency", default: "eur", null: false
+    t.string "note"
+    t.boolean "active", default: true, null: false
+    t.uuid "created_by_admin_id"
+    t.datetime "created_at", null: false
+    t.datetime "updated_at", null: false
+    t.index ["club_id"], name: "index_billing_club_quotes_active_club", unique: true, where: "(active = true)"
+    t.index ["created_by_admin_id"], name: "index_billing_club_quotes_on_created_by_admin_id"
+  end
+
   create_table "billing_invoices", id: :uuid, default: -> { "gen_random_uuid()" }, force: :cascade do |t|
     t.uuid "club_id", null: false
     t.uuid "billing_payment_id"
@@ -87,11 +102,40 @@ ActiveRecord::Schema[7.2].define(version: 2026_08_13_184100) do
     t.string "receipt_url"
     t.datetime "created_at", null: false
     t.datetime "updated_at", null: false
+    t.string "provider", default: "stripe", null: false
     t.index ["club_id", "paid_at"], name: "index_billing_payments_on_club_id_and_paid_at"
     t.index ["club_id"], name: "index_billing_payments_on_club_id"
+    t.index ["provider"], name: "index_billing_payments_on_provider"
     t.index ["stripe_invoice_id"], name: "index_billing_payments_on_stripe_invoice_id", unique: true, where: "(stripe_invoice_id IS NOT NULL)"
   end
 
+  create_table "billing_transfer_orders", id: :uuid, default: -> { "gen_random_uuid()" }, force: :cascade do |t|
+    t.uuid "club_id", null: false
+    t.uuid "billing_club_quote_id"
+    t.uuid "billing_payment_id"
+    t.string "plan_slug", null: false
+    t.string "billing_interval", null: false
+    t.integer "amount_cents", null: false
+    t.string "currency", default: "eur", null: false
+    t.string "kind", null: false
+    t.string "status", default: "awaiting_payment", null: false
+    t.string "reference_code", null: false
+    t.uuid "requested_by_user_id"
+    t.uuid "confirmed_by_admin_id"
+    t.datetime "confirmed_at"
+    t.datetime "cancelled_at"
+    t.datetime "created_at", null: false
+    t.datetime "updated_at", null: false
+    t.index ["billing_club_quote_id"], name: "index_billing_transfer_orders_on_billing_club_quote_id"
+    t.index ["billing_payment_id"], name: "index_billing_transfer_orders_on_billing_payment_id"
+    t.index ["club_id"], name: "index_billing_transfer_orders_awaiting_club", unique: true, where: "((status)::text = 'awaiting_payment'::text)"
+    t.index ["club_id"], name: "index_billing_transfer_orders_on_club_id"
+    t.index ["confirmed_by_admin_id"], name: "index_billing_transfer_orders_on_confirmed_by_admin_id"
+    t.index ["reference_code"], name: "index_billing_transfer_orders_on_reference_code", unique: true
+    t.index ["requested_by_user_id"], name: "index_billing_transfer_orders_on_requested_by_user_id"
+    t.index ["status"], name: "index_billing_transfer_orders_on_status"
+  end
+
   create_table "club_memberships", id: :uuid, default: -> { "gen_random_uuid()" }, force: :cascade do |t|
     t.uuid "user_id", null: false
     t.uuid "club_id", null: false
@@ -427,9 +471,16 @@ ActiveRecord::Schema[7.2].define(version: 2026_08_13_184100) do
 
   add_foreign_key "active_storage_attachments", "active_storage_blobs", column: "blob_id"
   add_foreign_key "active_storage_variant_records", "active_storage_blobs", column: "blob_id"
+  add_foreign_key "billing_club_quotes", "admin_accounts", column: "created_by_admin_id"
+  add_foreign_key "billing_club_quotes", "clubs"
   add_foreign_key "billing_invoices", "billing_payments"
   add_foreign_key "billing_invoices", "clubs"
   add_foreign_key "billing_payments", "clubs"
+  add_foreign_key "billing_transfer_orders", "admin_accounts", column: "confirmed_by_admin_id"
+  add_foreign_key "billing_transfer_orders", "billing_club_quotes"
+  add_foreign_key "billing_transfer_orders", "billing_payments"
+  add_foreign_key "billing_transfer_orders", "clubs"
+  add_foreign_key "billing_transfer_orders", "users", column: "requested_by_user_id"
   add_foreign_key "club_memberships", "clubs"
   add_foreign_key "club_memberships", "users"
   add_foreign_key "device_states", "stream_sessions"